Your Home Buying Journey Starts Here: Watch Our Expert Guide Now!
Buying a Home in San Jose – Your Step-by-Step Guide

Every homebuyer’s journey is unique! We start with a personalized home-buying strategy session to define your:
✅ Budget & financing options
✅ Must-have features & ideal neighborhoods
✅ Timeline for buying & moving

Get Pre-Approved for a Mortgage
A mortgage pre-approval strengthens your offer and gives you a clear home-buying budget. The process takes 3-7 days and requires:
📌 W-2s, tax returns, & bank statements
📌 Credit check & debt-to-income analysis
📌 Down payment verification
Need a lender? We work with trusted loan consultants who simplify the process

With your budget and criteria in place, the search begins! We’ll help you explore:
🔹 Homes that match your lifestyle & goals
🔹 Market trends & pricing insights
🔹 Upcoming listings & off-market opportunities

Making a Competitive Offer
In today’s San Jose real estate market, a strong offer matters. Before submitting, we:
✅ Review seller disclosures & inspections
✅ Analyze comps (recent sales, active & pending listings)
✅ Craft an offer that stands out—while protecting your best interests

Signing Loan Docs & Closing on Your Home
Once escrow receives the loan documents from your lender, we ensure all terms are correct before signing. Your Closing Disclosure outlines loan details, fees, and conditions before finalizing the purchase.

Move-In Day – Welcome Home
When the home is officially recorded with the county, ownership transfers to you. We hand over the keys, celebrate your new home, and make sure you're set up for success!
Lester And Delia B.
Steven was a wonderful, honest and hard working person for us. He is very knowledgeable and helped us sell our house and helped us buy income property in Monterey. This was a 1031 exchange and he walked us through the whole process and made it painless. We would recommend Steven Gary to any of our dear friends who would like to sell property. Thank you very much Steven Gary!